Live Oak Bancshares, Inc.
Financial highlights
| Metric | FY December 31, 2025 | FY December 31, 2024 | FY December 31, 2023 | FY December 31, 2022 | FY December 31, 2021 |
|---|---|---|---|---|---|
| Cash from operations | $158.2M | $156.8M | $184.9M | -$300.7M | -$119.7M |
| Capital expenditure | $14.8M | $49.3M | $46.8M | $43.8M | $3.1M |
| Free cash flow | $143.5M | $107.5M | $138.1M | -$344.5M | -$122.8M |
| Share repurchases | — | — | — | — | $953,000 |
| Total assets | $15.1B | $12.9B | $11.3B | $9.9B | $8.2B |
| Total liabilities | $13.9B | $11.9B | $10.4B | $9.0B | $7.5B |
| Total debt | $102.4M | $112.8M | $23.4M | $83.2M | $318.3M |
Shares outstanding 46.3M · Free float 77.7%
Annual filing data through FY ended December 31, 2025; float as of July 13, 2026.